We Stop Foreclosure
We Are The Foreclosure - Short Sale Specialists In NY

From Lis Pendens, Pre-Foreclosure, Foreclosures to Short Sales
we offer creative solutions with results
where we look to protect you and your best interest.

Experience and Resources enable us to help you


About


About
We follow strict guidelines as per NYS:  https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Life happens and having someone who understands your situation and honestly looks to protect you and looks out for your interest is what you need.

Lis Pendens, pre-foreclosure and foreclosures happens and failure to pay a mortgage is not the "end of the line" for the home owner. We help homeowners with the above "situations".

Foreclosure Assistance Services is about protecting & helping the home owner understand the pre foreclosure, foreclosure and short sale process. Knowing the process will aid you in decision making and with our experience & resources, your best interest will be our best interest.

Our consultation are free. Once we begin the process with the lenders and servicers, documents to be filed and depending on your position you may be able to modify your loan, loan remediation or refinance a new loan, this is all done at no cost.

For what ever reason you cannot obtain a new loan or loan remediation then the process changes to negotiating with the bank for a sale of the property with a full payoff to the bank and the remainder proceeds going to the home owner.

If more is owed on the property then the property is worth then a short sale is requested at the lenders discretion and if approved than a sale of the property will commence. Once a buyer is located and deemed qualified for the purchase then it will feel just like a regular closing. We locate buyers from many resources and always keep you involved in this process.

For our clients we negotiate (if needed) extra time living in the residence after the closing in order have more time to get the home owners affairs in order.

"A short sale is a sale of real estate in which the net proceeds from selling the property will fall short of the debts secured by liens against the property. In this case, if all lien holders agree to accept less than the amount owed on the debt, a sale of the property can be accomplished"

Lenders may offer the home owner funds to move out (cash for keys) immediately yet with our short sale process home owners could receive relocation fee which at times is more then the lender is offering. This is partly determined on the lenders appraisal, the current market offerings, the condition of the house and time factor allowed in the sale.

Lis pendens, pre-foreclosure, foreclosure and short sales we can help. Call today for your free consultation and more.

David Esposito is a Certified Foreclosure Specialist (SFR) who's experience is foreclosures shows in his success for his clients.

Contact


  • Ph: 718-309-8656 Fax: 347-235-0922

Testimonials


Murray Hill:

Dave was Extremely knowledgeable, professional and took care of every detail from start to finish. He was a true pleasure to work work with and I highly recommend his services to anyone.

     

Wayne H:

David Esposito was very professional with myself and my family. His personality shows that he really does care about his clients. He did in fact look out for our best interest, thank you Dave.

     

Doug York:

Dave is extremely knowledgeable and professional. Working with him is like working with "your friend in the business", he is looking out for your best interests and outcome. He has been involved in real estate for many years and knows the ins and outs. I wouldn't want to work with anyone else.

     

ronald c:

David helped me sell my house in Bayside and I couldn't be happier. David Went beyond what a realtor should do when it came to handling the sale. From dealing with the bank, finding me a attorney, removing the squatter and negotiating with the buyer and getting me time to move out after the closing, David took care of everything. I Highly recommend David Esposito for your house sale

     

Listing - Past & Present


Commercial property

Approved Short Sale

Negotiating with the Lenders for a short sale and locating the right buyer for a commercial property with special zoning.

Private Owner - Long Island

Stop Foreclosure

This was a deal most people would have walked away from but not us. A residential property was going into auction. We were able to stop the auction, negotiated directly with lenders attorneys and help the owner re-finance a new mortgage and they were able to keep their home.

Long Island

Short Sale Approved

This residential property was "underwater" and thankfully the owner understood this and still maintained this home perfectly even under the stress of foreclosure. They understood the situation which helped greatly. We again, negotiated with the 2 lenders, one being the VA and successfully sold the home, satisfied the lenders.

Long Island

Short Sale Approved

Beautiful home yet circumstances arise and house was "underwater". Knowing the circumstances, we knew it was the right thing to fight for this home owner and not allow the banks to foreclose on his house. We couldn't ask for a more helpful home owner during this process. Combined interest we negotiated with 3 lenders for almost 10 months and finally with the timing right, received all 3 short sale approvals and sold the property. One lender sold their loan 2 times during the process, yes we did a lot of negotiating on this deal.

Queens

Stop Foreclosure

This home was neglected , run down and at times troublesome for the neighbors. The owner approached myself, asked for help so the bank wouldn't foreclose. After negotiating with the lender, I was able to sell the house, pay the bank full amount they agreed to accept and the owner still had equity at closing.

Hampton Bays, Suffolk County, NY

For Sale - Short Sale approved

This home was an unfortunate event, never the less we negotiated with the lender for a short sale. This house is available for sale. 3 bedrooms, 2 bath high ranch on 1/2 acres in Hampton Bays. House needs complete renovations. Call for appointment. Dreams do come true and building your dream home here is possible.

Whitestone, Queens, NY

For Sale - Short Sale approved

Approved short Sale. $825,000. Classic Whitestone Cape, 4 bedrooms, 1 bath on 40 X 100 lot. Private driveway, fenced in yard, full basement. Move in ready and room to expand another 990 sq. ft onto this home. Call for showing appointment.

Referrals


Dennis J. O'Sullivan

Attorney - Bankruptcy , Real Estate

Attorney Office of Dennis O'Sullivan specializes in Bankruptcy and handles Real Estate transactions. Contact information: Dennis J. O'Sullivan. 210-13 35th Ave, Bayside, NY 11361. Ph: 718-352-7600.

Mighty Lion Home Inspections

Licensed Property Inspections

Mighty Lion Home Inspections is here to help you make an informed decision when purchasing a home. We inspect the roof to the foundation inside and out, plumbing and heating systems, electrical, and everything in between. We do inspections 7 days a week, and you will receive a comprehensive report with all the information you need to make a decision. We are Licensed by NYS and fully Insured. Contact Information: Nick Kontos 631-242-8708. Servicing All of Long Island and NYC's five borough's.

Jason Forrester - Mortgage

Loan Officer Contour Mortgage

Jason Forrester, Loan Officer, Account Executive & Director of community lending at Contour Mortgage. Handling all of your mortgage needs, first time buyers, re-financing and more. Contact information: 917-859-4537. Email: jforrester@contourmtg.com

Doreen Goldman - Mortgage

Mortgage Lender

Doreen Goldman - Mortgage Lender at TD Bank. we provide straightforward, easy-to-understand products and advice, allowing you to make smart borrowing decisions that meet your needs today & tomorrow. Contact information: Ph: 917-902-6857. Email: doreen.goldman@td.com

Timothy P. Sheahan

Attorney

Timothy P. Sheahan, Specializing in Real Estate Transactions. Contact Information: Ph: (516) 521-6089 - Location: 175 E Shore Rd, Great Neck, NY 11023

Timothy Karniewich

Cert. Public Accountant

Timothy Karniewich is a Certified Public Accountant (CPA) & Certified Financial planner (CFP) based in Brooklyn, NY. Timothy Karniewich can assist you with your tax preparation, planning, bookkeeping, and accounting needs Financial Planning for your future. contact Information: Ph: 718-858-9864. Address: 385 Jay Street, Brooklyn, NY 11201